Which item should be reviewed before MA-Part D enrollment?

• A. The plan's premium only
• B. Whether the client's primary care provider is in the plan's network
• C. The agent's customer reviews
• D. The client's driving history

Answer: (B)

Verifying whether the client’s primary care provider is in the plan’s network is essential before MA-Part D enrollment because network access directly affects how you receive care and what you’ll pay. If the PCP is in-network, you’re more likely to have lower out-of-pocket costs, smoother referrals, and coordinated care within the plan. If the PCP isn’t in-network, the plan may require you to switch to an in-network doctor, or you could face higher costs and disrupted ongoing treatment, which undermines the value of the plan. Premiums matter, but they don’t guarantee you’ll be able to receive care from your chosen provider or that your care will be coordinated effectively. The agent’s reviews or the client’s driving history don’t influence the plan’s benefits or eligibility, so they’re not relevant factors for enrollment.