What constitutes fraud, waste, and abuse in health insurance?

• A. Fraud is intentional deception for benefits; waste is inefficient or unnecessary use; abuse is improper or excessive use.
• B. Fraud is accidental errors; waste is legitimate expenses; abuse is noncompliance.
• C. Fraud is only for suppliers; waste is only in supply chain; abuse is only unrealistic.
• D. Fraud, waste, and abuse are not addressed by health plans.

Answer: (A)