Marketing materials for MA/Part D plans must include which of the following?

• A. Marketing materials must include required disclosures.
• B. Marketing materials must include competitor prices.
• C. Marketing materials must include patient medical records.
• D. Marketing materials require no disclosures.

Answer: (A)

Marketing materials for MA (Medicare Advantage) and Part D plans must include required disclosures to ensure transparency and regulatory compliance. These disclosures communicate essential details about what the plan covers and how it costs, including benefits, any limitations, formulary status, cost sharing (premiums, deductibles, copayments), network restrictions, and potential extra conditions like prior authorization or step therapy. By presenting these disclosures clearly, CMS helps consumers compare plans accurately and avoid being misled by marketing language.

Including these disclosures is the standard expectation because it aligns with the goal of letting enrollees understand the real terms of the plan before making a choice. Competitor prices aren’t required disclosures in this context, patient medical records aren’t appropriate to include in marketing materials, and claiming that no disclosures are needed would run counter to CMS requirements.