If you fail to achieve a passing score on the required test after completing training, what can you do?

• A. You can still market MA/Part D without passing
• B. You cannot represent MA or Part D until you pass; though if you focus on employer/union group plans where testing isn't required, you may not need to test
• C. You must retake the entire training
• D. You can take the test for free later

Answer: (B)

The main idea here is that representing Medicare Advantage and Part D requires a passing score on the mandated test after completing the training. If you don’t pass, you aren’t authorized to market or represent MA/Part D until you obtain a passing result. There is a relevant exception: if you’re focusing on employer or union group plans where the testing requirement isn’t required, you may not need to take the test at all. This reflects that certification hinges on passing the assessment, not just finishing the training, and that some sales contexts are exempt from testing. The other options don’t fit because marketing MA/Part D without a passing score isn’t allowed, the prompt doesn’t specify that you must retake the entire training, and it doesn’t guarantee a free testing opportunity later.