During a sales discussion, what is the Medicare agency's stance on endorsing plans?

• A. The Medicare agency endorses all plans equally
• B. They endorse some plans based on popularity
• C. They endorse only plans with lowest premiums
• D. The Medicare agency does not endorse or recommend any plan

Answer: (D)

Medicare remains neutral and does not endorse or recommend any specific plan. The program provides information and tools to help beneficiaries compare options, but it does not pick favorites or promote one plan over another. This neutrality protects shopper choice, prevents conflicts of interest, and aligns with CMS marketing guidelines and anti-kickback rules. In a sales discussion, the focus should be on presenting objective facts about each plan—coverage, costs, formularies, networks—and guiding the person to official resources like the Plan Finder to compare plans yourself. Statements implying Medicare endorsement, recommendations based on popularity, or choosing plans by price alone would mislead consumers and run afoul of rules designed to keep plan selection fair and unbiased.