During a marketing appointment for MA and Part D, what additional types of insurance can you present, and what must you obtain?

• A. You may present any insurance products and obtain nothing.
• B. You can present only health care related lines of business but must obtain the beneficiary's permission before the presentation and document that permission.
• C. You may present life insurance and auto insurance.
• D. No other products may be discussed.

Answer: (B)

During Medicare Advantage (MA) and Part D marketing appointments, the content you present must stay within health-related insurance products. You can discuss only health care–related lines of business in this setting. If you want to discuss or present any non-health insurance products (such as life or auto), you must obtain the beneficiary’s permission before the presentation and you must document that permission. This written consent ensures the beneficiary is aware of and agrees to any discussion of non-health products and provides a record that the discussion was authorized, helping keep the marketing process compliant with CMS guidelines. Without that pre-authorization and documentation, non-health products should not be discussed.