CMS communications and marketing guidelines apply to which plan types?

• A. Only PDP plans
• B. Only MA plans
• C. Dental plans
• D. MA and PDP plans

Answer: (D)

CMS marketing guidelines apply to plans that offer Medicare benefits, specifically Medicare Advantage and Prescription Drug Plans. These guidelines ensure all marketing communications are accurate, not misleading, and include the proper disclosures about benefits, costs, networks, and enrollment since CMS oversees these Medicare plan types. They do not govern standalone dental plans, which fall outside Medicare marketing rules. If a plan combines both MA and drug coverage (an MA-PD plan), it is covered by these guidelines as well because it includes Part C and Part D features. So the best answer is that CMS guidelines apply to MA and PDP plans (including MA-PD).