Agent Jennings gave a presentation advertised as educational and briefly mentioned plan-specific premiums. Is this allowed?

• A. Yes, it's permissible.
• B. No, discussing plan-specific premiums is impermissible at an educational event.
• C. Only if the event is sponsored by the plan.
• D. Only if enrollment forms are available.

Answer: (B)

Discussing plan-specific premiums at an event advertised as educational crosses from neutral information into marketing. In an educational session, the goal is to help people understand how premiums work in general and how to compare options, not to promote or enroll in a particular plan. Mentioning exact premium amounts for specific plans can influence decisions and create a perception of endorsement, which isn’t appropriate in an educational setting. The right approach is to cover general concepts about premium structures and cost considerations, and direct participants to plan materials or enrollment opportunities in a separate, clearly sales-focused context.

That’s why this isn’t permissible, regardless of who sponsors the event or whether enrollment forms are available—the presence of plan-specific pricing turns the session into a marketing activity rather than pure education.